Real ChatGPT answer · index seed3O1zReCyLJMcompleteFinance and banking · checking and savings accountsinformational
What is the historical rate volatility of the Discover online savings APY over the last three Federal Reserve rate-hiking cycles?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the historical rate volatility of the Discover online savings APY over the last three Federal Reserve rate-hiking cycles?
3 real searches · 1 real-search pass
Discover Bank online savings account APY historical rate changes 2004 2006 2015 2018 2022 2023Google ↗
OBSERVEDOther / navigational
Discover online savings APY rate history historical APY 2015 2018 2022 2023Google ↗
OBSERVEDOther / navigational
Discover Bank savings rate history APY Federal Reserve hiking cyclesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Discover Bank online savings account APY historical rate changes 2004 2006 2015 2018 2022 2023 Google ↗
Discover online savings APY rate history historical APY 2015 2018 2022 2023 Google ↗
Discover Bank savings rate history APY Federal Reserve hiking cycles Google ↗
- Discover Bank Savings (HYSA) Rate History (2009–2026) · ratebrain.com
- Federal Reserve Board · federalreserve.gov
- Gauging the Fed’s Current Tightening Actions · stlouisfed.org
- A Look at Fed Tightening Episodes since the 1980s: Part I · stlouisfed.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Discover Bank online savings account APY historical rate changes 2004 2006 2015 2018 2022 2023 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Discover online savings APY rate history historical APY 2015 2018 2022 2023 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Discover Bank savings rate history APY Federal Reserve hiking cycles OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |