My credit score just dropped a bit because of some medical bills and I am worried my auto insurance rates will skyrocket when it renews next month. How much does credit actually affect car insurance prices in Ohio right now
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My credit score just dropped a bit because of some medical bills and I am worried my auto insurance rates will skyrocket when it renews next month. How much does credit actually affect car insurance prices in Ohio right now
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ohio auto insurance credit based insurance score medical debt 2026 Ohio law insurer use credit information renewal premium Google ↗
Ohio Department of Insurance credit-based insurance score auto insurance consumer medical debt credit report Google ↗
- Rule 3901-1-55 - Ohio Administrative Code · codes.ohio.gov
- Automobile Insurance Guide · insurance.ohio.gov
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- Rule 3901-1-55 - Ohio Administrative Code · codes.state.oh.us
- AnnualCreditReport.com · annualcreditreport.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio auto insurance credit based insurance score medical debt 2026 Ohio law insurer use credit information renewal premium OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Ohio Department of Insurance credit-based insurance score auto insurance consumer medical debt credit report OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |