Real ChatGPT answer · index seed3MrAiNtAWc8completeInsurance · life insurancecomparison

Looking at Mutual of Omaha versus Transamerica, which provider is better for a retiree who loves rock climbing and needs a policy that does not penalize high risk hobbies?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking at Mutual of Omaha versus Transamerica, which provider is better for a retiree who loves rock climbing and needs a policy that does not penalize high risk hobbies?
3 real searches · 1 real-search pass
Mutual of Omaha life insurance rock climbing hazardous hobby underwriting exclusions flat extra premiumGoogle ↗
OBSERVEDConsequence
Transamerica life insurance rock climbing hazardous hobby underwriting exclusions flat extra premiumGoogle ↗
OBSERVEDConsequence
Mutual of Omaha vs Transamerica life insurance seniors underwriting age policy exclusions avocationsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence67%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Mutual of Omaha life insurance rock climbing hazardous hobby underwriting exclusions flat extra premium Google ↗
Transamerica life insurance rock climbing hazardous hobby underwriting exclusions flat extra premium Google ↗
Mutual of Omaha vs Transamerica life insurance seniors underwriting age policy exclusions avocations Google ↗
  1. Occupations · producer.mutualofomaha.com
  2. moo-Term-and-WL-express-guide.pdf · summersagency.com
  3. LIFE INSURANCE FULLY UNDERWRITTEN LIFE INSURANCE · fmiagent.com
  4. Underwriting Guidelines · innovativeunderwriters.com
  5. Life Insurance For Rock Climbers · bestliferates.org
  6. Life Insurance for Scuba Divers, Skydivers & Extreme Sports Enthusiasts · pennypincher.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Mutual of Omaha life insurance rock climbing hazardous hobby underwriting exclusions flat extra premium
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Transamerica life insurance rock climbing hazardous hobby underwriting exclusions flat extra premium
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Mutual of Omaha vs Transamerica life insurance seniors underwriting age policy exclusions avocations
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1