Real ChatGPT answer · index seed3McPwUxAOpkcompleteFinance and banking · checking and savings accountsinformational
I need to check if opening multiple savings accounts for our kids at different online banks will trigger any credit score drops due to hard credit inquiries
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The searches the AI actually ran for this prompt.
SEED QUERY
I need to check if opening multiple savings accounts for our kids at different online banks will trigger any credit score drops due to hard credit inquiries
1 real search · 1 real-search pass
Do banks perform hard credit inquiries when opening savings accounts minors ChexSystems soft inquiry official bank policy CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
Do banks perform hard credit inquiries when opening savings accounts minors ChexSystems soft inquiry official bank policy CFPB Google ↗
- When can a bank pull or review a credit report? · helpwithmybank.gov
- What is a credit inquiry? · consumerfinance.gov
- Does opening a checking account affect your credit score? · usbank.com