Can you explain how seller concessions work for paying down my mortgage interest rate instead of just reducing the purchase price in St. Louis?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how seller concessions work for paying down my mortgage interest rate instead of just reducing the purchase price in St. Louis?
3 real searches · 1 real-search pass
Fannie Mae interested party contributions seller concessions limits principal residence LTV occupancy 2026 temporary buydown requirementsGoogle ↗
OBSERVEDConsequence
CFPB discount points mortgage rate buydown seller paid closing costs seller concessionsGoogle ↗
OBSERVEDConsequence
Freddie Mac temporary subsidy buydown seller funded mortgage requirements 2-1 buydownGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae interested party contributions seller concessions limits principal residence LTV occupancy 2026 temporary buydown requirements Google ↗
CFPB discount points mortgage rate buydown seller paid closing costs seller concessions Google ↗
Freddie Mac temporary subsidy buydown seller funded mortgage requirements 2-1 buydown Google ↗
- Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Temporary Interest Rate Buydowns · guide-selling.fanniemae.com
- Mortgages with Temporary Subsidy Buydown Plans · sf.freddiemac.com
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae interested party contributions seller concessions limits principal residence LTV occupancy 2026 temporary buydown requirements OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB discount points mortgage rate buydown seller paid closing costs seller concessions OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Freddie Mac temporary subsidy buydown seller funded mortgage requirements 2-1 buydown OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |