Real ChatGPT answer · index seed3LqrBm3HkQgcompleteInsurance · health insurance planscommercial

What are the tax penalties for over-managing health savings account contributions during a calendar year?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the tax penalties for over-managing health savings account contributions during a calendar year?
2 real searches · 1 real-search pass
IRS HSA excess contributions 6% excise tax withdraw by tax filing deadline Form 5329 2026Google ↗
OBSERVED
IRS Publication 969 excess contributions health savings account employer contributions corrective distribution earningsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS HSA excess contributions 6% excise tax withdraw by tax filing deadline Form 5329 2026 Google ↗
IRS Publication 969 excess contributions health savings account employer contributions corrective distribution earnings Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS HSA excess contributions 6% excise tax withdraw by tax filing deadline Form 5329 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS Publication 969 excess contributions health savings account employer contributions corrective distribution earnings
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1