Help me calculate the debt-to-income ratio limits for FHA loans versus conventional loans when purchasing a property in New Braunfels.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Help me calculate the debt-to-income ratio limits for FHA loans versus conventional loans when purchasing a property in New Braunfels.
5 real searches · 1 real-search pass
2026 FHA loan debt-to-income ratio limits TOTAL Scorecard manual underwriting HUD handbook 4000.1 31 43 56.9 2026Google ↗
OBSERVEDReason
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter selling guideGoogle ↗
OBSERVEDReason
Freddie Mac debt-to-income ratio maximum 50% 2026 selling guideGoogle ↗
OBSERVEDReason
2026 FHA loan debt-to-income ratios manual underwriting 31 43 TOTAL Scorecard official HUD handbook 4000.1Google ↗
OBSERVEDInstruction
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter manual underwriting 36 45 official Selling GuideGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (5)
Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT5 real searches · gpt-6
2026 FHA loan debt-to-income ratio limits TOTAL Scorecard manual underwriting HUD handbook 4000.1 31 43 56.9 2026 Google ↗
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter selling guide Google ↗
Freddie Mac debt-to-income ratio maximum 50% 2026 selling guide Google ↗
2026 FHA loan debt-to-income ratios manual underwriting 31 43 TOTAL Scorecard official HUD handbook 4000.1 Google ↗
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter manual underwriting 36 45 official Selling Guide Google ↗
Queries
5 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA loan debt-to-income ratio limits TOTAL Scorecard manual underwriting HUD handbook 4000.1 31 43 56.9 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac debt-to-income ratio maximum 50% 2026 selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 FHA loan debt-to-income ratios manual underwriting 31 43 TOTAL Scorecard official HUD handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
2026 Fannie Mae debt-to-income ratio maximum 50 percent Desktop Underwriter manual underwriting 36 45 official Selling Guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |