What does a typical data breach ransomware policy actually pay for when a small consulting firm gets hit with extortion demands?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What does a typical data breach ransomware policy actually pay for when a small consulting firm gets hit with extortion demands?
2 real searches · 1 real-search pass
cyber insurance ransomware extortion coverage incident response business interruption data restoration small business policy coverage exclusions consentGoogle ↗
OBSERVEDConsequence
NAIC cyber insurance small business ransomware coverage policy extortion payments incident responseGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
cyber insurance ransomware extortion coverage incident response business interruption data restoration small business policy coverage exclusions consent Google ↗
NAIC cyber insurance small business ransomware coverage policy extortion payments incident response Google ↗
- Cyber Insurance · ftc.gov
- What is cyber insurance? · marsh.com
- Cyber Insurance Coverage & Products · chubb.com
- Business Interruption Policy Wording · cyber.beazley.com
- Cyber insurance for small businesses · komodo.insure
- Insurance Topics | Ransomware · content.naic.org
- 2026 Report on the Cybersecurity Insurance Market · content.naic.org
- Some policies will list the types of threats that can trigger Extortion Coverage, including credible threats to (a) release, divulge, destroy of use Protected Information as a result of unauthorized access to the Insured’s Computer System; (b) cause a network security failure; (c) alter, corrupt, damage, manipulate, misappropriate, delete or destroy Digital Data; or (d) restrict of inhibit access to an Insured’s Computer System. · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
cyber insurance ransomware extortion coverage incident response business interruption data restoration small business policy coverage exclusions consent OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
NAIC cyber insurance small business ransomware coverage policy extortion payments incident response OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |