Compare Earnest and Splash Financial refinancing rates for a borrower with a 720 credit score and six months of emergency savings.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare Earnest and Splash Financial refinancing rates for a borrower with a 720 credit score and six months of emergency savings.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinance rates October 2026 fixed variable APR eligibility credit score rates official Google ↗
Splash Financial student loan refinance rates October 2026 fixed variable APR lenders credit score official Google ↗
- Compare student loan refinancing companies of October 2026 · nerdwallet.com
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- I Don’t Have Any Savings. Will My Application be Declined? · help.earnest.com
- Why Do I Need To Connect My Bank Accounts? · help.earnest.com
- How does Earnest offer such low rates? · help.earnest.com
- Student Loan Refinance Rates · splashfinancial.com
- Splash Financial Student Loans: 2026 Review · nerdwallet.com
- Why is my Interest Rate Different on the Loan Agreement? · help.earnest.com
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinance rates October 2026 fixed variable APR eligibility credit score rates official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Splash Financial student loan refinance rates October 2026 fixed variable APR lenders credit score official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |