Real ChatGPT answer · index seed3DaUnSReJMAcompleteFinance and banking · credit scores and repairinformational
How does being an authorized user on an account with a high balance-to-limit ratio negatively affect my own credit score as a recent grad?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does being an authorized user on an account with a high balance-to-limit ratio negatively affect my own credit score as a recent grad?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT2 real searches · gpt-6
FICO authorized user credit card utilization high balance impact credit score official Google ↗
Experian authorized user high credit utilization impact credit score remove authorized user account Google ↗
- How Authorized Users Affect FICO Scores| myFICO · myfico.com
- Will Being an Authorized User Help My Credit? · experian.com
- What Is an Authorized User on a Credit Card? · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO authorized user credit card utilization high balance impact credit score official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Experian authorized user high credit utilization impact credit score remove authorized user account OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |