Can you compare FHA loans versus conventional loans for a recent college grad who only has five percent saved for a down payment
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare FHA loans versus conventional loans for a recent college grad who only has five percent saved for a down payment
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA loan requirements upfront mortgage insurance annual MIP 3.5% down HUD official Google ↗
2026 conventional 3% down first time home buyer PMI cancellation 80 percent 78 percent Fannie Mae Freddie Mac CFPB Google ↗
- Single Family Upfront Premium, Late, and Interest Charges | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
- Loan Balance at Final MIP Date · entp.hud.gov
- Background and Summary of the Homeowners Protection Act · federalreserve.gov
- Consumer Compliance Handbook, October 2025 · federalreserve.gov
- FHA loans · consumerfinance.gov
- Updated 1-13-2026: Technical Correction—Page 16 of 27 · fhfa.gov
- Fannie Mae Homebuyer Resources · yourhome.fanniemae.com
- Freddie Mac Home Possible · sf.freddiemac.com
- HUD Homebuying Resources · hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA loan requirements upfront mortgage insurance annual MIP 3.5% down HUD official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
2026 conventional 3% down first time home buyer PMI cancellation 80 percent 78 percent Fannie Mae Freddie Mac CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |