What is the real difference in out-of-pocket costs between an HMO and a PPO for a family of four on my small business plan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the real difference in out-of-pocket costs between an HMO and a PPO for a family of four on my small business plan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 California small business health insurance HMO PPO premiums deductibles out of pocket maximum comparison Covered California small business Google ↗
Healthcare.gov out-of-pocket maximum premiums deductible copay coinsurance out of network plan types HMO PPO Google ↗
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- Your total costs for health care: Premium, deductible, and out-of-pocket costs · healthcare.gov
- Health Plans · coveredca.com
- 2026 CALIFORNIA SMALL GROUP PLANS · business.kaiserpermanente.org
- Marketplace Small Business Group PPO Plans · healthnet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 California small business health insurance HMO PPO premiums deductibles out of pocket maximum comparison Covered California small business OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Healthcare.gov out-of-pocket maximum premiums deductible copay coinsurance out of network plan types HMO PPO OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |