Real ChatGPT answer · index seed2zv0ehCsm7kcompleteFinance and banking · investing and brokeragesinformational

How do I check if my current cash balance in a brokerage account is earning the best possible yield compared to moving it into a dedicated high yield savings account?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I check if my current cash balance in a brokerage account is earning the best possible yield compared to moving it into a dedicated high yield savings account?
3 real searches · 1 real-search pass
2026 brokerage cash sweep interest rates money market fund yields comparison FDIC SIPC investor.govGoogle ↗
OBSERVEDComparison
FDIC deposit insurance 250000 per depositor bank ownership category officialGoogle ↗
OBSERVEDDefinition
SEC money market mutual funds not FDIC insured investor bulletinGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence33%ReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 brokerage cash sweep interest rates money market fund yields comparison FDIC SIPC investor.gov Google ↗
FDIC deposit insurance 250000 per depositor bank ownership category official Google ↗
SEC money market mutual funds not FDIC insured investor bulletin Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 brokerage cash sweep interest rates money market fund yields comparison FDIC SIPC investor.gov
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
FDIC deposit insurance 250000 per depositor bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
SEC money market mutual funds not FDIC insured investor bulletin
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1