What are the legal limits on interest rates and fees that personal loan lenders can charge in my state to protect consumers from predatory lending practices?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the legal limits on interest rates and fees that personal loan lenders can charge in my state to protect consumers from predatory lending practices?
3 real searches · 1 real-search pass
Texas personal loan interest rate limits usury laws Finance Code Chapter 302 342 consumer loans official OCCCGoogle ↗
OBSERVED
Texas Finance Code Chapter 342 maximum interest rates fees consumer loans official statuteGoogle ↗
OBSERVED
Texas Office Consumer Credit Commissioner consumer loans interest rates fees payday lending disclosures TexasGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Texas personal loan interest rate limits usury laws Finance Code Chapter 302 342 consumer loans official OCCC Google ↗
Texas Finance Code Chapter 342 maximum interest rates fees consumer loans official statute Google ↗
Texas Office Consumer Credit Commissioner consumer loans interest rates fees payday lending disclosures Texas Google ↗
- FINANCE CODE CHAPTER 302. INTEREST RATES · tcss.legis.texas.gov
- Texas Constitution and Statutes · statutes.capitol.texas.gov
- FINANCE CODE CHAPTER 342. CONSUMER LOANS · tcss.legis.texas.gov
- Regulated Lenders · occc.texas.gov
- Credit Access Businesses · occc.texas.gov
- 2020 Report on Availability, Quality, and Pricing of Certain Financial Services and Consumer Loan Products · occc.texas.gov
- What is the maximum interest rate under Texas law? · sll.texas.gov
- FINANCE CODE CHAPTER 305. PENALTIES AND REMEDIES · tcss.legis.texas.gov
- Texas Constitution and Statutes · statutes.capitol.texas.gov
- OCCC official website · occc.texas.gov
- Submit a CFPB complaint · consumerfinance.gov
- Texas consumer protection resources · texasattorneygeneral.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas personal loan interest rate limits usury laws Finance Code Chapter 302 342 consumer loans official OCCC OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Texas Finance Code Chapter 342 maximum interest rates fees consumer loans official statute OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Texas Office Consumer Credit Commissioner consumer loans interest rates fees payday lending disclosures Texas OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |