How do different insurance underwriters weigh a single speeding ticket against a distracted driving citation when calculating annual premium increases at renewal?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do different insurance underwriters weigh a single speeding ticket against a distracted driving citation when calculating annual premium increases at renewal?
2 real searches · 1 real-search pass
auto insurance premium surcharge single speeding ticket distracted driving citation insurer underwriting Florida points surchargeGoogle ↗
OBSERVEDConsequence
Florida OIR auto insurance driving violations distracted driving speeding premium underwriting renewal insurer surchargeGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
auto insurance premium surcharge single speeding ticket distracted driving citation insurer underwriting Florida points surcharge Google ↗
Florida OIR auto insurance driving violations distracted driving speeding premium underwriting renewal insurer surcharge Google ↗
- Citation vs. Conviction: What it Means for Driving Record, Rates · carinsurance.com
- Cheapest car insurance for high-risk drivers in Florida · insurance.com
- Best Cheap High-Risk Auto Insurance in Florida · moneygeek.com
- Statutes & Constitution :Search Statutes : Online Sunshine · leg.state.fl.us
- template 1..10 · laws.flrules.org
- Chapter 626 Section 9541 - 2025 Florida Statutes · flsenate.gov
- Chapter 626 Section 9541 - 2025 Florida Statutes · flsenate.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
auto insurance premium surcharge single speeding ticket distracted driving citation insurer underwriting Florida points surcharge OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Florida OIR auto insurance driving violations distracted driving speeding premium underwriting renewal insurer surcharge OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |