Real ChatGPT answer · index seed2xPRpyU1sNQcompleteFinance and bankinginformational
My teenage son wants me to co-sign a student loan, but what are the exact risks to my own credit score if he misses a payment during college?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My teenage son wants me to co-sign a student loan, but what are the exact risks to my own credit score if he misses a payment during college?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB co-signer private student loan missed payment credit report 30 days late responsibility Google ↗
FICO payment history 30 days late credit score impact co-signed loan Google ↗
Federal Student Aid parent cosigner federal student loans PLUS loan cosigner Google ↗
8 cited sources
- What's in your credit score? · www.myfico.com
- Payment History—35% of a FICO® Score. · www.myfico.com
- If I co-signed for a student loan and it has gone into default, what happens? · www.consumerfinance.gov
- How Does Cosigning Affect Your Credit? · www.experian.com
- Cosigning a Loan FAQs · consumer.ftc.gov
- Tips for student loan co-signers · www.consumerfinance.gov
- studentaid.gov · studentaid.gov
- What is a co-signer for a student loan? · www.consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB co-signer private student loan missed payment credit report 30 days late responsibility OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO payment history 30 days late credit score impact co-signed loan OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Student Aid parent cosigner federal student loans PLUS loan cosigner OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |