What happens if I forget about updating outdated beneficiary designations on an old health savings account from my university job?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens if I forget about updating outdated beneficiary designations on an old health savings account from my university job?
1 real search · 1 real-search pass
IRS Publication 969 HSA death beneficiary spouse nonspouse one year medical expenses beneficiary designation former employer HSAGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Publication 969 HSA death beneficiary spouse nonspouse one year medical expenses beneficiary designation former employer HSA Google ↗
- Publication 969 · irs.gov
- Instructions for Form 8889 (2025) · irs.gov