Real ChatGPT answer · index seed2r2dU5bHhdQcompleteFinance and banking · credit scores and repairinformational
How accurate are the credit score simulators found in business banking apps like Chase or Amex when trying to predict the effect of opening a new trade line?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How accurate are the credit score simulators found in business banking apps like Chase or Amex when trying to predict the effect of opening a new trade line?
3 real searches · 1 real-search pass
Chase Credit Journey credit score simulator how estimates changes new account methodologyGoogle ↗
OBSERVED
American Express MyCredit Guide score simulator methodology new account credit scoreGoogle ↗
OBSERVED
FICO factors new credit account hard inquiry average age accounts credit utilization officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Chase Credit Journey credit score simulator how estimates changes new account methodology Google ↗
American Express MyCredit Guide score simulator methodology new account credit score Google ↗
FICO factors new credit account hard inquiry average age accounts credit utilization official Google ↗
- Chase Credit Journey: Which Model Do We Use? · chase.com
- FAQs about your FICO® Score and Experian® Credit Report · americanexpress.com
- | MyCredit Guide · americanexpress.com
- How New Credit Impacts Your Credit Score · myfico.com
- What's in your credit score? · myfico.com
- How Does a Credit Score Simulator Work? · experian.com
- Do FICO scores change much over time? · myfico.com
- When I apply for a Business Line of Credit, is a full credit report obtained from the consumer credit reporting agency and will this impact my credit score? · americanexpress.com
- I have been approved for a Business Line of Credit and wish to draw a loan. What information will Amex report to credit reporting agencies? · americanexpress.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Chase Credit Journey credit score simulator how estimates changes new account methodology OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
American Express MyCredit Guide score simulator methodology new account credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO factors new credit account hard inquiry average age accounts credit utilization official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |