I am turning 26 soon and have no idea how health insurance works, so can you explain what a high deductible health plan actually is and if I can save money with a health savings account
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am turning 26 soon and have no idea how health insurance works, so can you explain what a high deductible health plan actually is and if I can save money with a health savings account
3 real searches · 1 real-search pass
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum official IRS Revenue Procedure 2025Google ↗
OBSERVEDReason
HealthCare.gov turning 26 parent health insurance coverage special enrollment periodGoogle ↗
OBSERVEDConsequence
IRS HSA eligibility other health coverage Medicare general purpose FSA officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum official IRS Revenue Procedure 2025 Google ↗
HealthCare.gov turning 26 parent health insurance coverage special enrollment period Google ↗
IRS HSA eligibility other health coverage Medicare general purpose FSA official Google ↗
- What are Health Savings Account-eligible plans? · healthcare.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Rev. Proc. 2025-19 – Rev. Proc. 2025-19 · app.midpage.ai
- Health Insurance Coverage For Children and Young Adults Under 26 · healthcare.gov
- Young Adult Coverage · hhs.gov
- Healthcare.gov · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS HSA contribution limits HDHP minimum deductible out of pocket maximum official IRS Revenue Procedure 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HealthCare.gov turning 26 parent health insurance coverage special enrollment period OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS HSA eligibility other health coverage Medicare general purpose FSA official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |