How do social security disability offset rules impact cheap group plans from Securian compared to expensive individual plans from Ameritas?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do social security disability offset rules impact cheap group plans from Securian compared to expensive individual plans from Ameritas?
3 real searches · 1 real-search pass
Securian group long term disability Social Security disability income offset policy benefits group planGoogle ↗
OBSERVEDConsequence
Ameritas individual disability insurance Social Security offset social insurance substitute rider policyGoogle ↗
OBSERVEDComparison
Social Security disability insurance workers compensation private disability insurance offset group long term disability officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Securian group long term disability Social Security disability income offset policy benefits group plan Google ↗
Ameritas individual disability insurance Social Security offset social insurance substitute rider policy Google ↗
Social Security disability insurance workers compensation private disability insurance offset group long term disability official Google ↗
- Will my disability benefits be reduced if I get workers' compensation or other public disability benefits? | Frequently Asked Questions · ssa.gov
- How Workers’ Compensation and Other Disability Payments May Affect Your Benefits · ssa.gov
- OGC Opinion No. 02-06-29: Group Long Term Disability Income Insurance Reduction in Benefits N.Y. Ins. Law §3221 (McKinney 2000 and Supp. 2002) · dfs.ny.gov
- This is not an insurance policy. · insuringincome.com
- ALC · alc.associationbenefitservices.com
- Insurance Circular Letter No. 1 (2025): Social Security Disability Income, Workers’ Compensation, Employers’ Liability, and Occupational Disease Law Benefit Offset Provisions in Individual, Group, and Blanket Disability Income Insurance Policies · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Securian group long term disability Social Security disability income offset policy benefits group plan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Ameritas individual disability insurance Social Security offset social insurance substitute rider policy OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Social Security disability insurance workers compensation private disability insurance offset group long term disability official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |