I own a small digital marketing agency with five employees and want to know how to calculate the exact amount of key person life insurance we actually need to stay afloat if I pass away
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I own a small digital marketing agency with five employees and want to know how to calculate the exact amount of key person life insurance we actually need to stay afloat if I pass away
2 real searches · 1 real-search pass
key person life insurance small business how to calculate coverage operating expenses replacement costs revenue loss SBA guidanceGoogle ↗
OBSERVEDConsequence
IRS key person life insurance premiums beneficiary business tax treatment employer-owned life insurance notice consent section 101(j) officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
key person life insurance small business how to calculate coverage operating expenses replacement costs revenue loss SBA guidance Google ↗
IRS key person life insurance premiums beneficiary business tax treatment employer-owned life insurance notice consent section 101(j) official Google ↗
- 26 U.S.C. § 101: Certain death benefits · uscode.house.gov
- Small Business Insurance · content.naic.org
- 26 CFR § 1.264-1 - Premiums on life insurance taken out in a trade or business. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
key person life insurance small business how to calculate coverage operating expenses replacement costs revenue loss SBA guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS key person life insurance premiums beneficiary business tax treatment employer-owned life insurance notice consent section 101(j) official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |