How do I calculate my current debt to credit ratio to see if applying for a new card will hurt my approval odds?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my current debt to credit ratio to see if applying for a new card will hurt my approval odds?
1 real search · 1 real-search pass
CFPB credit card utilization ratio credit score new credit card application hard inquiry approval factorsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB credit card utilization ratio credit score new credit card application hard inquiry approval factors Google ↗
- Credit Card Lending, Comptroller's Handbook · comptrollerofthecurrency.gov
- What is a credit inquiry? · consumerfinance.gov
- How New Credit Impacts Your Credit Score · myfico.com