Real ChatGPT answer · index seed2j8hYYZpnnYcompleteInsurance · home insurancebrand

Are homeowners insurance premiums with State Farm higher in college towns with lots of rental properties nearby, and how can I lower mine?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are homeowners insurance premiums with State Farm higher in college towns with lots of rental properties nearby, and how can I lower mine?
2 real searches · 1 real-search pass
State Farm homeowners insurance rating factors discounts Florida protective devices roof age claims history rental properties neighborhoodGoogle ↗
OBSERVEDReason
Florida homeowners insurance premium discounts wind mitigation inspection official OIR consumer guide 2026Google ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
State Farm homeowners insurance rating factors discounts Florida protective devices roof age claims history rental properties neighborhood Google ↗
Florida homeowners insurance premium discounts wind mitigation inspection official OIR consumer guide 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
State Farm homeowners insurance rating factors discounts Florida protective devices roof age claims history rental properties neighborhood
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Florida homeowners insurance premium discounts wind mitigation inspection official OIR consumer guide 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1