How should I track current refinancing mortgage rates trends to figure out when to buy down my interest rate on a new mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How should I track current refinancing mortgage rates trends to figure out when to buy down my interest rate on a new mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 current U.S. mortgage refinance rates trends 30-year fixed mortgage rates October 2026 Google ↗
CFPB mortgage discount points break even calculate points mortgage official guidance Google ↗
- Freddie Mac mortgage rates · freddiemac.com
- Mortgage News Daily · mortgagenewsdaily.com
- FRED mortgage rate data · fred.stlouisfed.org
- MBA mortgage market data · mba.org
- Freddie Mac Mortgage Market Survey Archive · freddiemac.com
- How should I use lender credits and points (also called discount points)? · proxy.goincop1.workers.dev
- Data Spotlight: Trends in discount points amid rising interest rates · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 current U.S. mortgage refinance rates trends 30-year fixed mortgage rates October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB mortgage discount points break even calculate points mortgage official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |