Real ChatGPT answer · index seed2VnvhjdDTdMcompleteFinance and banking · credit scores and repaircomparison
Is it better to keep an old credit card open with a zero balance or close it to improve our debt to income ratio for a mortgage application.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to keep an old credit card open with a zero balance or close it to improve our debt to income ratio for a mortgage application.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide revolving debt zero balance credit card debt to income ratio closing credit card mortgage application Google ↗
CFPB mortgage debt to income ratio credit card zero balance closing account credit score utilization Google ↗
- How to deal with “bad credit”—or no credit—when you want to buy a home · consumerfinance.gov
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- Debts Paid Off At or Prior to Closing · guide-selling.fanniemae.com
- Monthly Debt Obligations · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide revolving debt zero balance credit card debt to income ratio closing credit card mortgage application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB mortgage debt to income ratio credit card zero balance closing account credit score utilization OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |