Are mortgage refinancing rates trending down enough this month to make paying refinancing closing costs worthwhile?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are mortgage refinancing rates trending down enough this month to make paying refinancing closing costs worthwhile?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 mortgage refinance rates trend Freddie Mac MBA 30-year refinance rates October 2026 Google ↗
current mortgage refinance rates October 31 2026 average 30 year fixed refinance rate United States Google ↗
- Mortgage Rates · freddiemac.com
- Mortgage Market Survey Archive · freddiemac.com
- Today’s Refinance Mortgage Rates · nerdwallet.com
- Today’s Refinance Mortgage Rates · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 mortgage refinance rates trend Freddie Mac MBA 30-year refinance rates October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
current mortgage refinance rates October 31 2026 average 30 year fixed refinance rate United States OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |