How should I structure my personal balance sheet to accurately calculate my debt-to-income ratio when applying for a conventional mortgage while carrying six figures of medical residency debt?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How should I structure my personal balance sheet to accurately calculate my debt-to-income ratio when applying for a conventional mortgage while carrying six figures of medical residency debt?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide student loans monthly debt obligation payment reported zero 1 percent balance fully amortizing payment 2026 Google ↗
CFPB debt-to-income ratio mortgage gross monthly income monthly debt payments explanation Google ↗
- What is a debt-to-income ratio? · consumerfinance.gov
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide student loans monthly debt obligation payment reported zero 1 percent balance fully amortizing payment 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage gross monthly income monthly debt payments explanation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |