Can someone break down the mental health condition coverage limitations in current group disability policies from major insurers like The Hartford?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone break down the mental health condition coverage limitations in current group disability policies from major insurers like The Hartford?
6 real searches · 1 real-search pass
2026 group long term disability insurance mental nervous disorders limitation The Hartford certificate policy 24 monthsGoogle ↗
OBSERVEDOther / navigational
The Hartford group disability mental illness limitation 24 months policy certificateGoogle ↗
OBSERVEDYes / no
MetLife group long term disability mental nervous disorder limitation certificate 24 monthsGoogle ↗
OBSERVEDConsequence
Unum group long term disability mental illness limitation 24 months certificateGoogle ↗
OBSERVEDConsequence
Guardian group long term disability mental nervous disorders limitation policy certificateGoogle ↗
OBSERVEDDefinition
Principal group long term disability mental illness limitation policy certificateGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (6)
Classes come from the query-classifier (a local Laya model). 6 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT6 real searches · gpt-6
2026 group long term disability insurance mental nervous disorders limitation The Hartford certificate policy 24 months Google ↗
The Hartford group disability mental illness limitation 24 months policy certificate Google ↗
MetLife group long term disability mental nervous disorder limitation certificate 24 months Google ↗
Unum group long term disability mental illness limitation 24 months certificate Google ↗
Guardian group long term disability mental nervous disorders limitation policy certificate Google ↗
Principal group long term disability mental illness limitation policy certificate Google ↗
- CBOCS 2024 HOFM ETC SUMMARY PLAN DESCRIPTION · d36ps6jii4qpju.cloudfront.net
- Group Disability Insurance | Employee Benefits · thehartford.com
- Metropolitan Life Insurance Company · nmcdn.io
- Your LTD Schedule of Benefits · metlife.com
- Unum LTD Certificate Booklet Group 1 · online.flippingbook.com
- Unum LTD Certificate Booklet Group 1 · online.flippingbook.com
- State information for group benefits and individual disability insurance · principal.com
- Group Disability Insurance · guardianlife.com
- Long Term Disability · benefits.employersolutionsgroup.com
- Unum LTD Certificate Booklet Group 1 · online.flippingbook.com
- Unum LTD Certificate Booklet Group 1 · online.flippingbook.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
6 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 group long term disability insurance mental nervous disorders limitation The Hartford certificate policy 24 months OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
The Hartford group disability mental illness limitation 24 months policy certificate OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
MetLife group long term disability mental nervous disorder limitation certificate 24 months OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Unum group long term disability mental illness limitation 24 months certificate OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Guardian group long term disability mental nervous disorders limitation policy certificate OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Principal group long term disability mental illness limitation policy certificate OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |