Is it cheaper to use a local credit union or apply online through loan depot for a conventional mortgage in Philadelphia if my credit score is around 720?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it cheaper to use a local credit union or apply online through loan depot for a conventional mortgage in Philadelphia if my credit score is around 720?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
LoanDepot mortgage rates fees conventional loans 2026 and credit union mortgage rates Philadelphia 2026 Google ↗
Philadelphia PA credit unions conventional mortgage lenders mortgage rates fees 2026 Google ↗
- Turn The Key Participating Lenders · phdcphila.org
- Conventional Mortgage | Philadelphia PA Home Refinancing · pfcu.com
- Rates | Philadelphia PA Credit Union Loan Rates · pfcu.com
- LoanDepot Mortgage Review 2026 · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LoanDepot mortgage rates fees conventional loans 2026 and credit union mortgage rates Philadelphia 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Philadelphia PA credit unions conventional mortgage lenders mortgage rates fees 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |