Can you outline the step by step process for triggering an umbrella insurance policy on an uninsured motorist claim in New York
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you outline the step by step process for triggering an umbrella insurance policy on an uninsured motorist claim in New York
3 real searches · 1 real-search pass
New York uninsured motorist supplementary underinsured motorist umbrella policy coverage endorsement Insurance Law 3420(f)(2) umbrellaGoogle ↗
OBSERVEDReason
New York SUM endorsement notice arbitration exhaustion requirements 11 NYCRR 60-2Google ↗
OBSERVEDReason
New York uninsured motorist claim umbrella policy excess coverage case law umbrella UM coverageGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York uninsured motorist supplementary underinsured motorist umbrella policy coverage endorsement Insurance Law 3420(f)(2) umbrella Google ↗
New York SUM endorsement notice arbitration exhaustion requirements 11 NYCRR 60-2 Google ↗
New York uninsured motorist claim umbrella policy excess coverage case law umbrella UM coverage Google ↗
- New York Insurance Law § 3420 (2025) - Liability Insurance; Standard Provisions; Right of Injured Person. :: 2025 New York Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 60-2.3 - Requirements for sum endorsements | State Regulations | US Law · law.cornell.edu
- New York Codes, Rules and Regulations, Subpart 60-2, Section 60-2.1 - Basics of sum coverage | New York Codes, Rules and Regulations · regulations.justia.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York uninsured motorist supplementary underinsured motorist umbrella policy coverage endorsement Insurance Law 3420(f)(2) umbrella OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York SUM endorsement notice arbitration exhaustion requirements 11 NYCRR 60-2 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York uninsured motorist claim umbrella policy excess coverage case law umbrella UM coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |