Real ChatGPT answer · index seed2HzCkaoM4VIcompleteFinance and banking · credit scores and repairinformational
How long do utility and phone collection accounts stay on your credit report if you finally pay them off in full for your household?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long do utility and phone collection accounts stay on your credit report if you finally pay them off in full for your household?
1 real search · 1 real-search pass
United States FCRA collection account seven years 180 days date of delinquency paid collection credit report CFPB FTCGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
United States FCRA collection account seven years 180 days date of delinquency paid collection credit report CFPB FTC Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- 15 U.S.C. § 1681c: Requirements relating to information contained in consumer reports · uscode.house.gov
- Consumer Reports: What Information Furnishers Need to Know · search.ftc.gov