Real ChatGPT answer · index seed2GsJ2tJfTWgcompleteFinance and banking · credit scores and repairinformational
What factors do credit bureaus look at the most when calculating the score of someone who has only had credit for one year?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors do credit bureaus look at the most when calculating the score of someone who has only had credit for one year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit score factors payment history 35% amounts owed 30% length credit history 15% new credit 10% credit mix 10% official Google ↗
Experian one year credit history thin file credit score utilization payment history Google ↗
- What's in your credit score? · myfico.com
- Understand your credit score · consumerfinance.gov
- What is a credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit score factors payment history 35% amounts owed 30% length credit history 15% new credit 10% credit mix 10% official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian one year credit history thin file credit score utilization payment history OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |