Detail the step by step timeline and documentation required to expedite a structural fire damage payout for a primary residence.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Detail the step by step timeline and documentation required to expedite a structural fire damage payout for a primary residence.
3 real searches · 1 real-search pass
Pennsylvania homeowners property insurance fire claim deadlines acknowledge investigate pay claim 31 Pa Code Chapter 146Google ↗
OBSERVEDConsequence
Pennsylvania Insurance Department homeowners fire claim consumer guide replacement cost depreciation mortgage company claim checksGoogle ↗
OBSERVEDReason
NAIC homeowners insurance fire claim documentation additional living expenses proof of loss replacement costGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Pennsylvania homeowners property insurance fire claim deadlines acknowledge investigate pay claim 31 Pa Code Chapter 146 Google ↗
Pennsylvania Insurance Department homeowners fire claim consumer guide replacement cost depreciation mortgage company claim checks Google ↗
NAIC homeowners insurance fire claim documentation additional living expenses proof of loss replacement cost Google ↗
- What are Additional Living Expenses and How Can Insurance Help? · content.naic.org
- What You Should Know About Settling a Homeowners Insurance Claim · content.naic.org
- How do home insurance companies pay out claims? · consumerfinance.gov
- What’s Next · phfa.org
- 31 Pa. Code § 146.5. Failure to acknowledge pertinent communications. · pacodeandbulletin.gov
- 31 Pa. Code § 146.6. Standards for prompt investigation of claims. · pacodeandbulletin.gov
- 31 Pa. Code § 146.7. Standards for prompt, fair and equitable settlements applicable to insurers. · pacodeandbulletin.gov
- Pennsylvania Insurance Department – Consumer Help Center · pa.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Pennsylvania homeowners property insurance fire claim deadlines acknowledge investigate pay claim 31 Pa Code Chapter 146 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Pennsylvania Insurance Department homeowners fire claim consumer guide replacement cost depreciation mortgage company claim checks OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC homeowners insurance fire claim documentation additional living expenses proof of loss replacement cost OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |