My credit score is 740, so how much will my score drop temporarily if I co sign a high balance auto loan for my spouse today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My credit score is 740, so how much will my score drop temporarily if I co sign a high balance auto loan for my spouse today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT2 real searches · gpt-6
FICO how new auto loan affects credit score installment loan balance original loan amount hard inquiry impact Google ↗
Experian cosigning auto loan credit report impact credit score hard inquiry debt Google ↗
- Can Paying Off Loans Lower Your FICO Score? · myfico.com
- How Does Cosigning Affect Your Credit? · experian.com
- Does Refinancing an Auto Loan Affect My Score? · myfico.com
- Cosigning a Loan FAQs · consumer.ftc.gov
- Should I agree to co-sign someone else’s car loan? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO how new auto loan affects credit score installment loan balance original loan amount hard inquiry impact OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Experian cosigning auto loan credit report impact credit score hard inquiry debt OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |