What are the exact compliance steps to correct an excess elective deferral limit in my 401k before the April tax deadline to prevent double taxation by the IRS?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the exact compliance steps to correct an excess elective deferral limit in my 401k before the April tax deadline to prevent double taxation by the IRS?
3 real searches · 1 real-search pass
site:irs.gov excess deferrals 401(k) April 15 distribute excess deferrals double taxation 402(g) 2026Google ↗
OBSERVED
site:irs.gov 2026 401(k) contribution limit elective deferral limitGoogle ↗
OBSERVED
irs.gov 401(k) excess deferrals corrective distribution earnings Form 1099-R April 15Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
site:irs.gov excess deferrals 401(k) April 15 distribute excess deferrals double taxation 402(g) 2026 Google ↗
site:irs.gov 2026 401(k) contribution limit elective deferral limit Google ↗
irs.gov 401(k) excess deferrals corrective distribution earnings Form 1099-R April 15 Google ↗
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Retirement topics - What happens when an employee has elective deferrals in excess of the limits? · irs.gov
- 401(k) plan fix-it guide - Elective deferrals weren't limited to the amounts under IRC Section 402(g) for the calendar year and excesses weren't distributed · irs.gov
- Instructions for Forms 1099-R and 5498 (2026) · irs.gov
- SARSEP Fix-it Guide - Employee elective deferrals exceed the IRC Section 402(g) limit for the calendar year and excess deferrals haven’t been distributed · irs.gov
- Consequences to a participant who makes excess annual salary deferrals · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:irs.gov excess deferrals 401(k) April 15 distribute excess deferrals double taxation 402(g) 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:irs.gov 2026 401(k) contribution limit elective deferral limit OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
irs.gov 401(k) excess deferrals corrective distribution earnings Form 1099-R April 15 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |