Real ChatGPT answer · index seed1yKxR2p8fO8completeParenting and family · family financeslocal

How do current Vanguard index fund investing returns compare to local credit union CDs in San Antonio for retirees?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do current Vanguard index fund investing returns compare to local credit union CDs in San Antonio for retirees?
1 real search · 1 real-search pass
November 2026 Vanguard VOO VTI VFIAX VBTLX performance year to date 1 year 10 year official performanceGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
November 2026 Vanguard VOO VTI VFIAX VBTLX performance year to date 1 year 10 year official performance Google ↗
  1. VOO Performance · schwab.wallst.com
  2. VTI Performance · schwab.wallst.com
  3. Deposit Rates · firstmarkcu.org
  4. Rates · securitycu.org
  5. Rates · sacfcu.org

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
November 2026 Vanguard VOO VTI VFIAX VBTLX performance year to date 1 year 10 year official performance
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1