What exact credit score do I need for a conventional mortgage to get the lowest interest rate available this month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What exact credit score do I need for a conventional mortgage to get the lowest interest rate available this month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 conventional mortgage best interest rate credit score threshold 780 FICO pricing loan level price adjustments current Google ↗
Fannie Mae selling guide representative credit score mortgage pricing LLPAs credit score bands 2026 Google ↗
- Current Mortgage Rates: What Will You Pay? · experian.com
- 2026-10-29, Release Tables: Optimal Blue Mortgage Market Indices | FRED · fred.stlouisfed.org
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 conventional mortgage best interest rate credit score threshold 780 FICO pricing loan level price adjustments current OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae selling guide representative credit score mortgage pricing LLPAs credit score bands 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |