Real ChatGPT answer · index seed1xmp3YDHlsscompleteCareers and HR · workplace benefitscommercial

Can my employer legally claw back unvested 401k employer match funds if my resignation is effective immediately today?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can my employer legally claw back unvested 401k employer match funds if my resignation is effective immediately today?
2 real searches · 1 real-search pass
IRS 401(k) employer matching contributions vesting forfeiture termination employment plan rulesGoogle ↗
OBSERVEDReason
Department of Labor 401(k) vesting employer contributions forfeiture unvested resignation ERISAGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 401(k) employer matching contributions vesting forfeiture termination employment plan rules Google ↗
Department of Labor 401(k) vesting employer contributions forfeiture unvested resignation ERISA Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 401(k) employer matching contributions vesting forfeiture termination employment plan rules
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor 401(k) vesting employer contributions forfeiture unvested resignation ERISA
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1