What specific financial criteria does LendingClub use during underwriting to approve borrowers who are self-employed with fluctuating annual revenues?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific financial criteria does LendingClub use during underwriting to approve borrowers who are self-employed with fluctuating annual revenues?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
LendingClub personal loan self-employed income verification underwriting tax returns bank statements debt-to-income credit score requirements Google ↗
LendingClub loan application self-employed borrowers income documentation variable income annual revenue underwriting criteria Google ↗
- Apply for a Personal Loan up to $60,000 · lendingclub.com
- Loan Account Program Agreement between WebBank and LendingClub | LendingClub Corp | Business Contracts · contracts.justia.com
- Exhibit 10.11 · sec.gov
- posam · sec.gov
- 424b3 · sec.gov
- posam · sec.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LendingClub personal loan self-employed income verification underwriting tax returns bank statements debt-to-income credit score requirements OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
LendingClub loan application self-employed borrowers income documentation variable income annual revenue underwriting criteria OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |