Real ChatGPT answer · index seed1wvsXn1vCDEcompleteFinance and banking · investing and brokeragesbrand

Which Vanguard mutual funds have the lowest expense ratios right now for someone trying to invest a modest retirement savings with zero management fees?

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Which Vanguard mutual funds have the lowest expense ratios right now for someone trying to invest a modest retirement savings with zero management fees?
1 real search · 1 real-search pass
Vanguard mutual fund expense ratios 2026 lowest expense ratio VUSXX VTSAX VTIAX VBTLX official VanguardGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Vanguard mutual fund expense ratios 2026 lowest expense ratio VUSXX VTSAX VTIAX VBTLX official Vanguard Google ↗
  1. mutual fund listings · investor.vanguard.com
  2. fee schedule · investor.vanguard.com
  3. Vanguard · ownyourfuture.vanguard.com
  4. Compare mutual fund share classes at Vanguard · investor.vanguard.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Vanguard mutual fund expense ratios 2026 lowest expense ratio VUSXX VTSAX VTIAX VBTLX official Vanguard
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1