Real ChatGPT answer · index seed1ujSXrly3LkcompleteFinance and banking · credit scores and repairinformational
How do lenders evaluate the velocity of hard inquiries when I am shopping for a mortgage over a fourteen-day rate-shopping window?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders evaluate the velocity of hard inquiries when I am shopping for a mortgage over a fourteen-day rate-shopping window?
1 real search · 1 real-search pass
FICO mortgage rate shopping 14 day 45 day inquiry deduplication older newer models underwriting inquiries explanationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO mortgage rate shopping 14 day 45 day inquiry deduplication older newer models underwriting inquiries explanation Google ↗
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov