Real ChatGPT answer · index seed1t2UFfs3sJAcompleteFinance and banking · mortgagesinformational

Can you explain how interest rate locks work when buying a home and how long I can hold a rate before closing without paying extra fees?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain how interest rate locks work when buying a home and how long I can hold a rate before closing without paying extra fees?
2 real searches · 1 real-search pass
CFPB mortgage rate lock how long rate lock fees extension mortgage closingGoogle ↗
OBSERVED
Freddie Mac mortgage rate lock period 30 45 60 days extension fee lenderGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB mortgage rate lock how long rate lock fees extension mortgage closing Google ↗
Freddie Mac mortgage rate lock period 30 45 60 days extension fee lender Google ↗
  1. What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
  2. Review loan estimates · consumerfinance.gov
  3. Questions about your loan estimate? · consumerfinance.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB mortgage rate lock how long rate lock fees extension mortgage closing
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac mortgage rate lock period 30 45 60 days extension fee lender
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1