Real ChatGPT answer · index seed1s7KZOntCbIcompleteFinance and banking · checking and savings accountscommercial
Are high yield savings accounts like Marcus still safe during economic uncertainty and how do their current rates stack up against traditional savings bonds?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are high yield savings accounts like Marcus still safe during economic uncertainty and how do their current rates stack up against traditional savings bonds?
3 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield savings account current APY October 2026; FDIC insurance Marcus savings account bank issuerGoogle ↗
OBSERVEDConsequence
Treasury Series I savings bond current rate November 2026; Series EE savings bond terms currentGoogle ↗
OBSERVEDShort fact
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs high yield savings account current APY October 2026; FDIC insurance Marcus savings account bank issuer Google ↗
Treasury Series I savings bond current rate November 2026; Series EE savings bond terms current Google ↗
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank ownership category official Google ↗
- FAQs · marcus.com
- Best High-Yield Savings Accounts of October 2026 (Up to 4.40%) · fool.com
- Home · marcus.com
- Home · savingsbond.gov
- Fiscal Service Announces New Savings Bonds Rates, Series I to Earn 4.26%, Series EE to Earn 2.40% · treasurydirect.gov
- I bonds · savingsbond.gov
- TreasuryDirect · treasurydirect.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus by Goldman Sachs high yield savings account current APY October 2026; FDIC insurance Marcus savings account bank issuer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Treasury Series I savings bond current rate November 2026; Series EE savings bond terms current OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum $250,000 per depositor per insured bank ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |