How do rate buydowns work and are they a better financial deal than a lower purchase price when buying a new build?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do rate buydowns work and are they a better financial deal than a lower purchase price when buying a new build?
1 real search · 1 real-search pass
mortgage temporary buydown 2-1 seller paid subsidy CFPB mortgage points lower interest rate purchase price comparisonGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage temporary buydown 2-1 seller paid subsidy CFPB mortgage points lower interest rate purchase price comparison Google ↗
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
- Mortgage Rate Buydowns: How They Help Buyers Afford Homes and Sellers Attract Offers · nerdwallet.com
- Freddie Mac Single-Family Seller/Servicer Guide · guide.freddiemac.com