How does keeping an old credit card open that I never use affect my overall credit utilization ratio if the issuer decides to lower my credit limit?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does keeping an old credit card open that I never use affect my overall credit utilization ratio if the issuer decides to lower my credit limit?
1 real search · 1 real-search pass
credit card utilization credit limit reduction unused card effect FICO officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
credit card utilization credit limit reduction unused card effect FICO official Google ↗
- How credit limit decreases can affect your score · myfico.com
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Can my credit card issuer reduce my credit limit? · consumerfinance.gov