Are independent contractors working for my tech startup covered under my current general liability policy, or do they need to provide their own certificates of insurance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are independent contractors working for my tech startup covered under my current general liability policy, or do they need to provide their own certificates of insurance?
2 real searches · 1 real-search pass
commercial general liability policy independent contractors insured definition certificate of insurance additional insured subcontractors guidanceGoogle ↗
OBSERVEDDefinition
NAIC certificate of insurance does not amend policy additional insured independent contractors general liabilityGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
commercial general liability policy independent contractors insured definition certificate of insurance additional insured subcontractors guidance Google ↗
NAIC certificate of insurance does not amend policy additional insured independent contractors general liability Google ↗
- ACORD 0025 2016-03 · static1.squarespace.com
- Named Insured, Certificates of Insurance, Additional Insured and Additional Named Insured: What’s the Difference? · markel.com
- Additional Insured Endorsements in General Liability Policies · insureon.com
- HISCOX Hiscox Insurance Company Inc. Policy Numb · hiscox.com
- THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. · k2constructionins.com
- Microsoft Word · riskeducation.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
commercial general liability policy independent contractors insured definition certificate of insurance additional insured subcontractors guidance OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
NAIC certificate of insurance does not amend policy additional insured independent contractors general liability OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |