Is it better to buy a private long term disability policy now while I am healthy or just rely on the basic coverage offered by my new employer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to buy a private long term disability policy now while I am healthy or just rely on the basic coverage offered by my new employer?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance employer group long term disability coverage portability own occupation benefit caps tax treatment consumer guidance NAIC Google ↗
IRS disability benefits employer paid premiums employee after tax premiums taxable benefits Google ↗
- consumer guide to disability insurance · content.naic.org
- Individuals Versus Group · maine.gov
- If a Disability Were to Keep You From Earning a Living, How Would You Pay Your Bills? · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance employer group long term disability coverage portability own occupation benefit caps tax treatment consumer guidance NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
IRS disability benefits employer paid premiums employee after tax premiums taxable benefits OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |