Real ChatGPT answer · index seed1jQBELA0Y3QcompleteFinance and banking · checking and savings accountscommercial
Can you compare current CD rates versus online savings account yields so I can figure out where to park fifty thousand dollars safely
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare current CD rates versus online savings account yields so I can figure out where to park fifty thousand dollars safely
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
best high yield savings account rates October 2026 current APY US banks Google ↗
best CD rates October 2026 6 month 1 year 2 year APY US banks Google ↗
FDIC deposit insurance limit $250,000 per depositor per insured bank official Google ↗
- Best High-Yield Savings Accounts Of October 2026 - Up to 4.35% · bankrate.com
- Best CD Rates of October 2026: Up to 5.00% · nerdwallet.com
- 12 Best 1-Year CD Rates of October 2026 (Up to 4.65%) · nerdwallet.com
- The top high-yield savings rates: Up to 4.70% on Oct. 29, 2026 · fortune.com
- Best CD Rates of October 2026: Up to 5.00% · nerdwallet.com
- Deposit Insurance At A Glance · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best high yield savings account rates October 2026 current APY US banks OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
best CD rates October 2026 6 month 1 year 2 year APY US banks OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FDIC deposit insurance limit $250,000 per depositor per insured bank official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |