Real ChatGPT answer · index seed1ileRJL8rZYcompleteFinance and banking · checking and savings accountscomparison

Can you explain the early withdrawal penalties for CDs at Ally versus Capital One if I need emergency cash after graduation?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain the early withdrawal penalties for CDs at Ally versus Capital One if I need emergency cash after graduation?
2 real searches · 1 real-search pass
Ally Bank certificate of deposit early withdrawal penalty official terms 2026Google ↗
OBSERVEDConsequence
Capital One 360 CD early withdrawal penalty official terms 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Ally Bank certificate of deposit early withdrawal penalty official terms 2026 Google ↗
Capital One 360 CD early withdrawal penalty official terms 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Ally Bank certificate of deposit early withdrawal penalty official terms 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Capital One 360 CD early withdrawal penalty official terms 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1