Real ChatGPT answer · index seed1gti2Dg9U0McompleteInsurance · auto insurancehowto

How long does a minor fender bender accident stay on your auto insurance record before the surcharge finally falls off and your rates go back down?

ChatGPTgpt-61 query11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long does a minor fender bender accident stay on your auto insurance record before the surcharge finally falls off and your rates go back down?
1 real search · 1 real-search pass
California at-fault accident auto insurance surcharge how many years insurer rates accident 3 years California Department of InsuranceGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
California at-fault accident auto insurance surcharge how many years insurer rates accident 3 years California Department of Insurance Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California at-fault accident auto insurance surcharge how many years insurer rates accident 3 years California Department of Insurance
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1